Second Thoughts on Bernie Madoff
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Bernie Madoff’s crimes are often blamed on insufficient regulation: had the relevant regulatory agencies been doing their job, it is thought, the Madoff-debacle would never have happened. But I suspect that Madoff’s crimes may themselves have been a consequence of a superabundance of regulations, the effect of which was to make it prohibitively difficult to make money in the financial sector without breaking the law.
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