{"product_id":"book-iz5m","title":"Retire With Confidence","description":"\u003cp\u003eYou may have a plan for \u003cem\u003esaving \u003c\/em\u003emoney for retirement. But do you have a retirement \u003cem\u003ewithdrawal \u003c\/em\u003estrategy? If you don't, it could cost you tens of thousands of dollars - or more - in excess taxes.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eRetire With Confidence: Mastering Tax-Wise Wealth Preservation \u003c\/em\u003eshows how to withdraw at \u003cem\u003elower \u003c\/em\u003etax rates and \u003cem\u003esave big. \u003c\/em\u003eKeep more of your hard-earned retirement savings and live the worry-free retirement you've always dreamed of.\u003c\/p\u003e\u003cp\u003eConventional Wisdom tells you to leave tax-deferred retirement accounts alone until age 72, when required minimum distributions begin. When I ran the numbers, however, I found that Conventional Wisdom can create huge tax bills for the years after age 72.\u003c\/p\u003e\u003cp\u003eFortunately, I found a better way. From Savvy Saver to Smart Spender shows that by starting withdrawals from IRA and 401(k) accounts well before age 72, retirees can withdraw at lower tax rates and save big.\u003c\/p\u003e\u003cp\u003eIt's not enough to know that you should begin withdrawals before 72. You need to know how much to withdraw as well. From Savvy Saver to Smart Spender guides you through a web-based tool that I created to find your best withdrawal rate.\u003c\/p\u003e\u003cp\u003eThink this is only a millionaire problem? Think again. Retirement savings of just a few hundred thousand dollars trigger steep taxes in retirement, especially when Social Security benefits are considered (yes, Social Security can be taxed too!).\u003c\/p\u003e\u003cp\u003eFrom Savvy Saver to Smart Spender will help you keep more of your hard-earned retirement savings and live the worry-free retirement you've always dreamed of.\u003c\/p\u003e","brand":"INAudio","offers":[{"title":"Audiobook","offer_id":49400508154160,"sku":"BDiz5m","price":9.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0879\/2784\/9264\/files\/iz5m-Square-cover.jpg?v=1781273775","url":"https:\/\/downpour.com\/products\/book-iz5m","provider":"Downpour","version":"1.0","type":"link"}