{"product_id":"book-guys","title":"Own Your Money","description":"\u003cb\u003eJoin TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples, this book unlocks the \u003ci\u003efun \u003c\/i\u003eof money fundamentals.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e Michela Allocca had an epiphany when she was working at her first job: even those working in finance can have no idea how to budget, invest, and spend on a personal level! By the time she reached her mid-20s, she had a new mission: \u003cb\u003ehelping any young person who wanted advice with the “scary,” aka often misunderstood, world of personal finance\u003c\/b\u003e.\u003cbr\u003e\u003cbr\u003e In \u003ci\u003eOwn Your Money\u003c\/i\u003e, Michela \u003cb\u003eshares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade\u003c\/b\u003e of professional—and freelance—work. You’ll find chapters that address: \u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eBudgeting: \u003c\/b\u003eDon’t make it a dreaded B-word! Learn about various strategies including 50\/30\/20, zero-based, and 3-bucket budgets. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to save:\u003c\/b\u003e It’s all about SMART (specific, measurable, achievable, relevant, and time-bound). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to spend money:\u003c\/b\u003e That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on those fancy coffees. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eInvesting: \u003c\/b\u003eLearn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eJobs and careers:\u003c\/b\u003e If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eIncrease your earning potential:\u003c\/b\u003e Set yourself up for a raise\/promotion, negotiate a job offer, and figure out if a side hustle is right for you. \u003c\/li\u003e\n\u003c\/ul\u003e\u003cbr\u003e This is a book that’s meant to partner with you on your own journey and financial goals!","brand":"Hachette Book Group","offers":[{"title":"Audiobook","offer_id":49348587127088,"sku":"BDguys","price":18.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0879\/2784\/9264\/files\/407270-guys-Square.jpg?v=1734227343","url":"https:\/\/downpour.com\/products\/book-guys","provider":"Downpour","version":"1.0","type":"link"}